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9 Steps to Understanding Section 8 (17 Pages)

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Description:
Section 8 is a tenant based rental assistance program for low income families, the elderly, and the disabled to choose and lease safe, sanitary, decent, affordable housing in the private rental market.

The goals of the program are to provide (1) better living conditions at affordable rent payments, (2) freedom of choice in selecting a rental unit in the open market, and (3) incentives to landlords to rent to approved families.

Landlords and low income families must choose to participate in the Section 8 program and follow program guidelines and requirements. Rental units must meet HUD quality standards of health and safety. If the selected rental unit is approved, the housing subsidy is paid directly to the landlord by the local Public Housing Agency (PHA).

There are a number of issues that should be of concern to landlords considering Section 8 participation. Participation in the program requires the landlord to submit to certain additional government control not otherwise required and the program is not without financial risk. Before signing up for the program, a landlord should read the manual and other documents for the program and be sure that he/she understands both the advantages and disadvantages of being in the program.

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